Message to Retiring Teachers
Housatonic Teachers Federal Credit Union
2900 Main Street P. O. Box 572
Stratford, CT 06615
Phone 203-378-7503
Routing # 221180796
Fax 203-378-9096
Loan Rates (rates are subject to change)
Follow link to application (can be faxed to 378-9096)
New Autos
4.0 % for 3 years
4.5 % for 4 years
5.0 % for 5 years
Maximum $40,000
100% financing does not include taxes, registration or fees
Used Autos
5.0 % for 36 months 2004 model or newer
6.0% for 48 Months 2004 model or newer
Maximum $30,000
FOR NEW VARIABLE RATE HOME EQUITY LOANS
Prime minus 1.00% For Term of Loan
$20,000 to $90,000
2% Annual Rate Cap, 5% For Term of Loan
FIRST MORTGAGES NOW AVAILABLE
NO APPLICATION FEE, NO POINTS, NO PREPAYMENT PENALTY
15 YEARS - 5.60% 30 YEARS - 6.25%
FOR NEW HOME EQUITY LINE OF CREDIT
PRIME minus 0.75% FOR TERM OF LOAN 5 YEAR DRAW, 10 YEAR PAY BACK
Choice of
Home Equity Loans
No points
No closing costs on new loans!
Fixed Rates:
5.0% for 4 to 5 years for $15,000 - $60,000
6.0% for 4 to 10 years for $20,000 - $90,000
Variable Rate:
Prime minus 1.00% for term of loan 4 to 15 years for $20,000 to $90,000
2% annual rate cap with floor of 3.75%
5% rate cap for term of the loan
Variable rates are adjusted quarterly for the term of the loan
Current prime rate 5.00%
Personal Loans
New Loans
10% $1,000 to 6,000 for 1 - 4 years
10% up to $12,000 with co-maker
Rewrite
11% after 6 months
Share Pledged Loans
1.9% over current dividend rate
Current share dividend 1.00%
Please contact our Webmaster with questions or comments. ©Copyright 2004, C. A. Cogswell Engineering Company. All rights reserved.