HTFCU NEWS LETTER

NEW SPECIAL LOAN RATES

    SHARES PLEDGED LOANS NOW AT 2.157% APR*

PROTECT YOUR SAVINGS & GET A LOW COST LOAN.

ATM/Debit Cards

What’s New!

NEW CERTIFICATE OF DEPOSIT PROGRAM

1 YEAR @ 0.45% !,000.00 MINIMUM APY** 0.451%

3 YEARS @ 1.15% 2,000.00 MINIMUM APY** 1.169%

5 YEARS @ 1.55% 2,500.00 MINIMUM APY** 1.561%

JOIN US IN CELEBRATING 75 YEARS OF SERVICE BY OPENING A BRAND NEW HTFCU CD TODAY

What’s New!

NEW LOW MORTGAGE RATES

NOW IS THE TIME TO REFINANCE YOUR MORTGAGE

WITH THE CREDIT UNION

NEW LOW RATES OF

 3.35% APR* FOR 15 YEARS OR 3.80% APR* FOR 20 YEARS OR 3.90% APR* FOR 30 YEARS

What's New!

FOR NEW HOME EQUITY LINE OF CREDIT

PRIME - MINUS 0.75 FOR TERM OF LOAN

5 YEAR DRAW

10 YEAR PAY BACK

What's New!

FOR NEW VARIABLE RATE HOME EQUITY LOANS

Prime minus 1.00% For Term of Loan

$20,000 to $90,000

2% Annual Rate Cap, 5% For Term of Loan

FIRST MORTGAGES NOW AVAILABLE

NO APPLICATION FEE, NO POINTS, NO PREPAYMENT PENALTY

        15 YEARS - 3.35% APR*     

20 YEARS - 3.80% APR*

30 YEARS - 3.90% APR*

VIEW PICTURES OF OUR

HTFCU 74TH ANNUAL DINNER DANCE

HELD AT

^{In the News
HOME EQUITY LOANS!}

^{No Points, No Closing Costs, No Fees On New Loans}

^{Call 378-7503 For Details}

In the News
NEW CAR LOANS - 3.00% APR* for 3 Years, 3.50% APR* for 4 Years, or  4.00% APR* for 5 Years. ($40,000. maximum)

USED CAR LOANS - 4.00% APR* for 3 Year Loans, 4.50% APR* for 4,      & 5.00% APR* for 5 Year loans on years 2007 or newer. ($30,000. maximum)

* Annual Percentage Rate

** Annual Percentage Yearly