HTFCU 2009 NEWS LETTER

NEW SPECIAL LOAN RATES

  SHARES PLEDGED LOANS NOW AT 2.4% APR*

PROTECT YOUR SAVINGS & GET A LOW COST LOAN.

ATM/Debit Cards

What’s New!

NEW CERTIFICATE OF DEPOSIT PROGRAM

1 YEAR @ 1.10% !,000.00 MINIMUM

3 YEARS @ 2.10% 2,000.00 MINIMUM

5 YEARS @ 2.10% 2,500.00 MINIMUM

JOIN US IN CELEBRATING 75 YEARS OF SERVICE BY OPENING A BRAND NEW HTFCU CD TODAY

What’s New!

NEW LOW MORTGAGE RATES

NOW IS THE TIME TO REFINANCE YOUR MORTGAGE

WITH THE CREDIT UNION

NEW LOW RATES OF

4.25% APR* FOR 15 YEARS OR 4.625% APR* FOR 20 YEARS OR 4.75% APR* FOR 30 YEARS

What's New!

FOR NEW HOME EQUITY LINE OF CREDIT

PRIME - MINUS 0.75 FOR TERM OF LOAN

5 YEAR DRAW

10 YEAR PAY BACK

What's New!

FOR NEW VARIABLE RATE HOME EQUITY LOANS

Prime minus 1.00% For Term of Loan

$20,000 to $90,000

2% Annual Rate Cap, 5% For Term of Loan

FIRST MORTGAGES NOW AVAILABLE

NO APPLICATION FEE, NO POINTS, NO PREPAYMENT PENALTY

    15 YEARS - 4.25% APR*   

20 YEARS - 4.625% APR*

30 YEARS - 4.75% APR*

VIEW PICTURES OF OUR

HTFCU 74TH ANNUAL DINNER DANCE

HELD AT

^{In the News
HOME EQUITY LOANS!}

^{No Points, No Closing Costs, No Fees On New Loans}

^{Call 378-7503 For Details}

In the News
NEW CAR LOANS - 4% APR* for 3 Years, 4.5% APR* for 4 Years, or 5% APR* for 5 Years. ($40,000. maximum)

USED CAR LOANS - 5% APR* for 3 Year Loans, 6% APR* for 4 Year loans on years 2005 or newer. ($30,000. maximum)

In the News
Don’t forget we are open now until 5:00 PM on THURSDAYS.

* Annual Percentage Rate