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Message to Retiring Teachers

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WELCOME TO HOUSATONIC TEACHERS FEDERAL CREDIT UNION

Housatonic Teachers Federal Credit Union is located in Stratford, Connecticut. We provide financial products and services to the educational community  teachers, administrators, support staff, students and their families. The field of membership includes the employees of the Boards of Education in Derby, Milford, Seymour, Shelton, Stratford, and the employees of  the Housatonic Community College. Immediate members of the family residing at the same address as our primary member are eligible for membership also.

MESSAGE TO NEW MEMBERS: COME JOIN US IN CELEBRATING 75 YEARS OF SERVICE BY OPENING A BRAND NEW CERTIFICATE OF DEPOSIT TODAY...
CURRENT CD RATES: 1 YEAR @ 0.75% $1,000.00 MINIMUM - APY 1.0.753%... 3 YEAR @ 1.45% $2,000.00 MINIMUM - APY 1.481%... 5 YEAR @ 2.45% $2,500.00 MINIMUM - APY 2.478%...
NEW MORTGAGE RATES: NOW IS THE TIME TO REFINANCE YOUR MORTGAGE WITH THE CREDIT UNION NE W LOW MORTAGE RATES OF 3.45% APR FOR 15 YEARS... 3.90% APR FOR 20 YEARS... 4.00% APR FOR 30 YEARS...
DIVIDEND: ANNUAL DIVIDEND RATE 0.5%...
MESSAGE TO RETIRING TEACHERS: ONCE A MEMBER, ALWAYS A MEMBER... THERE IS NO NEED TO CLOSE YOUR ACCOUNT WHEN YOU RETIRE... THE CREDIT UNION IS STILL HERE FOR YOU...IF YOU CHOOSE... YOU MAY HAVE YOUR STATE RETIREMENT CHECKS SENT DIRECTLY TO US...
NCUA: ALL ACCOUNTS ARE INSURED UP TO $250,000.00...
HOME EQUITY LOANS: CHECK OUT OUR NEW HOME EQUITY LOANS...
HTFCU DINNER DANCE: VIEW PICTURES FROM OUR LAST HTFCU DINNER DANCE ON THE "WHAT'S NEW" PAGE...
CHRISTMAS CLUB: DON'T GET CUT SHORT THIS HOLIDAY, START A HTFCU CHRISTMAS CLUB...
ATM & DEBIT CARD SERVICE: ANNOUNCING HTFCU ATM/DEBIT CARD SERVICE... APPLY FOR YOUR HTFCU ATM/DEBIT CARD TODAY...
SHARE PLEDED LOANS: SHARES PLEDED LOANS NOW AT 2.4%...
DORMANT ACCOUNT POLICY: PLEASE READ OUR NEW DORMANT ACCOUNT NOTICE... DORMANT ACCOUNT POLICY WILL START ON OCTOBER 1, 2006...

NOTICE
CUSTOMER IDENTIFICATION PROGRAM

To help the Government fight the funding of terrorism and money laundering activities, the USA PATRIOT ACT requires all financial institutions to  verify the identity of every person who seeks to open an account or become a signatory on an account with this institution. All persons are subject to the identity verification requirements even though  they may be a long term customer of and well known to the institution.

For the purpose of the regulation, an "account" includes every formal banking  relationship that entails ongoing services, dealings or transactions . Some examples are deposit accounts, loans, trust relationships or safe deposit box rental.


If you request to open an account or become a signatory on an account with Housatonic Teachers’ Federal Credit Union and have not previously verified your  identity under the new regulatory requirements, Housatonic Teachers Federal Credit Union will request documentary verification of your identity, such as a  driver's license or passport and/or it will verify your identity through other non-documentary methods. Similar identification requirements apply to business entities such as corporations and partnerships.

Housatonic Teachers Federal Credit Union is required to retain a copy of any document it relied on to verify your identity.

OUR MISSION

Housatonic Teachers Federal Credit Union’s mission is to promote the Credit  Union concept as the practical approach to financial well-being of people; pursue quality and innovation in financial services, with excellence in service and the  delivery of those services; provide an organization for employee growth and public respect while maintaining the highest ethical standards.

 

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